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Perkins Student Loan

The Federal Perkins Loan Program offers low-interest loans to help needy students finance the costs of postsecondary education. Students can receive Perkins loans at any one of approximately 1,800 participating undergraduate institutions. Institutional financial aid administrators at participating institutions have generous flexibility in determining the amount of Perkins loans to award to students who are enrolled or accepted for enrollment.

Financial requirement is determined by the U.S. Department of Education, by using a standard formula, established by U.S. Congress, to evaluate the financial information reported by the candidate on the FAFSA. The information from the FAFSA then decides the student's expected family contribution (EFC).


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