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Higher Education Loan
The Higher Education Support Act (HESA) 2003 introduced basic changes to higher education funding, and includes amendments to the way students contribute to the cost of their education. A new set of loans now called the Higher Education Loan Program (HELP) which has been implemented in place of HECS and PELS.
If the Commonwealth provides a candidate money to pay for higher education fees under any of the new schemes, that candidate will have a HELP debt. HELP debts are refunded in much the same way as HECS and PELS debts were in the past.
